Learn how 401(k) vesting works and why it's crucial to understand before quitting your job. Discover how to protect your ...

Roughly 44% of 401(k) plans offer immediate full vesting of a company match, according to a Plan Sponsor Council of America survey. That means that over half of all 401(k) plans use a vesting schedule ...

You may reach a point where you want to move on from your job professionally. Before leaving your job, review your 401(k) plan's vesting schedule. If you're not fully vested, you risk giving up ...

One of the biggest financial-literacy tenets for working adults is to contribute at least enough to your 401(k) plan to receive the full company match, because that is “free money.” If you put in 3%, ...

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A 401 (k) match can make a big difference for your savings, and it’s important to take advantage. These matches are ...

I have a retirement plan with an employer match, but it takes 5 years of working at the company before the employer contributions vest. What happens to that money if I don’t reach the 5 years? How ...

You may have heard that there’s no such thing as a free lunch, but to the millions of Americans whose employers offer them a 401(k) match, this perk comes close. Unless you are one of the shrinking ...