The Federal Reserve lowered the federal funds rate three times in 2025, shaving off three-quarters of a point to bring down to a range of 3.5% to 3.75%. While the Fed doesn't directly control interest ...

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After leaving consumers hanging for much of the year, the Federal Reserve ultimately lowered rates three times in 2025. On Dec. 10, the central bank instituted a 25-basis-point cut to the federal ...