Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Andy Smith is a Certified Financial Planner (CFP®), licensed realtor and educator with over ...

Where Winds Meet offers a limited Gacha system focused on cosmetics after a certain point in gameplay. These banners can be pulled using both premium and non-premium currency. However, it is essential ...

Tower of Fantasy is an interesting one: a mashup of gacha and MMO, all of the random monetisation bullshit, plus expecting you to *shudder* work together with strangers. Despite being a sicko for both ...

Remember Tower of Fantasy? It was one of those Genshin Impact-ish gacha games, with its particular twist, so to speak, being that it's sort of an MMO. I say sort of, because it's described as a shared ...